Iman Aqas for Mercury Personal

My approach

Start with the business. Then win the owner.

Mercury already banks the business, but the owner's personal money usually sits at another bank. Here's how I'd close that gap: make switching effortless, then earn a bigger share of the household's money every year.

North starBusiness owners who bank with Mercury for their own money

Proof

Built it before, for owners

1 / 4

BBueno.money · Co-founder & CEO

Credit in 30 seconds, not 3 days

An embedded, 60-day interest-free credit line for B2B buyers, approved at checkout. Allianz Trade underwrote the risk in its first B2B e-commerce partnership in Asia Pacific. Acquired in 2024 by an investor-led team that credited its founders for building the business since 2021.

≤30sapproval time

For Mercury Personal: credit underwritten on an owner's real cash flow

ILInvoice Ledger · Founder & CEO

Regulated plumbing that feels simple

Turns eligible B2B receivables into rated, transferable instruments for institutional buyers, using true-sale, bankruptcy-remote structures. Not a loan, not a dashboard.

$142.6Mmodeled annual invoice volume

For Mercury Personal: trust, correctness and uptime as product features

CClockster · Co-founder & CMO

From zero into new markets

A workforce platform for hourly teams at KFC, Pizza Hut and Costa Coffee. Took it from Kazakhstan into Southeast Asia and raised about $1.1M, including from 500 Global and Quest Ventures.

~$1.1Mraised · Seedstars World finalist

For Mercury Personal: growth loops and go-to-market

Iman Aqas

A founder whose life crosses borders

Has built companies in Astana, Singapore, San Francisco and New York, and works in English, Russian, Kazakh and German. Hosts sessions where PE firms and operators share real AI implementation case studies.

4markets · 4 languages

For Mercury Personal: global founders, and AI that is clear about its limits

“Receivables are capital, not paperwork.”
Iman Aqas on Invoice Ledger. For Mercury Personal: an owner's money is capital, not admin.

Role fit

How Iman stacks up

Checked against Mercury's own job description. Direct matches and adjacent experience are marked separately.

What the role asks for	Evidence	Match

Sources: Mercury job post 6187759004, Allianz Trade and Trade Finance Global (April 2023), e27 (December 2018), invoiceledger.com.

First 90 days

A plan that earns from day one

Align on the existing strategy first, then think bigger.

Days 1–30Align

Learn the strategy before changing it

Learn the current Personal strategy, roadmap and metrics, and the reasoning behind each bet.
Meet the engineering, design, data, risk and compliance leads, and agree on how we make decisions together.
Become the customer: move my own household to Mercury Personal and read support tickets every week.

Days 31–60Think bigger

Aim for every owner's main bank

Test the roadmap against a bigger goal: becoming the main bank for every Mercury business owner.
Size the big bets with the team: owner's pay, credit built for owners and the household view.
Set one north star and the metrics under it, with uptime and accuracy treated as product features.

Days 61–90Ship

First bets in market

Pilot the switch kit with a group of existing business customers.
Launch an owner's pay beta.
Share a hiring plan and career ladder for the PM team with leadership.

JPM doesn't know what's coming.

Big banks keep owners' personal money out of habit. Give owners a better reason and the habit breaks, starting with the ones already banking their business on Mercury.

Account details

Room for everyone in your life

NameIman Aqas

Based inNew York, NY

PreviouslySingapore · San Francisco · Astana

LanguagesEnglish, Russian, Kazakh · German (working)

Emailia@invoiceledger.com

Calendarcal.com/imanaqas

Book a call LinkedIn

The personal choice of every business owner

Iman's balance Invoice Ledger

Accounts 5

Recent transactions